Payments built for Main Street, engineered for scale.
Lemax Pay gives American small businesses the terminals, acquiring rails, and growth capital they need to run — and grow — on their own terms.
- 0.15%
- Above interchange
- 24h
- Terminal shipping
- $2B+
- Processed annually
One partner for the four things that actually move a small business.
Most processors sell you a box. We handle terminals, rates, pipeline, and capital — so you can focus on serving customers.
Smart terminals
Countertop, mobile, and self-serve terminals — EMV, tap, and QR out of the box. Preconfigured and shipped in 24 hours.
Acquiring rails
Direct relationships with Fiserv, TSYS, Elavon and Worldpay. We negotiate on your behalf and pass savings through.
Lead flywheel
In-house lead generation for merchants and ISOs. Warm, verified, U.S.-based — ready for onboarding on day one.
Growth capital
Fund inventory, expansion, or renovation through a simple profit-share. No dilution, no rigid schedules.
Purpose-built for the businesses that keep America running.
Restaurants & Cafés
Tip adjustments, split checks, and integrations with Toast, Square, and Clover. Settle nightly.
Gas & Convenience
Pay-at-pump, age verification, and fleet-card support with EMV liability coverage baked in.
We invest in the merchants we process for.
When your business is ready to grow, we can fund inventory, equipment, or a second location — repaid through a small share of future profits. No banks, no boards.
Trust, in the details you can actually verify.
The payments industry has earned its skepticism. We built Lemax to be the processor small business owners recommend to each other.
- PCI DSS Level 1
- Audited annually across every terminal and endpoint.
- U.S.-based support
- Real people in Miami and Dallas, 24/7 — no offshore call trees.
- Transparent pricing
- Interchange-plus with an itemized statement. No junk fees, ever.
- Next-day funding
- Standard on every account. Same-day available on request.
Get a quote in under a minute.
Tell us about your business. We'll benchmark your current rate and ship a terminal within 24 hours of approval.